RJF Stock Analysis — Raymond James Financial
Sector: Financials
AI Verdict
RJF trades at 12.7x next year's earnings with nearly double-digit return and rapid expected growth, so you're getting growth at a discount—if the advisor platform keeps delivering, but the overbought RSI means near-term downside is real if results disappoint.
Competitive Moat
Raymond James builds client stickiness through its network of independent financial advisors and a reputation for conservative risk management, making it harder for rivals to poach both talent and assets. The firm’s integrated platform for wealth management and investment banking creates cross-selling opportunities that smaller competitors struggle to match.
Summary
RJF's forward P/E of 12.7x with 24.6% expected EPS growth puts it at the intersection of value and growth in financials.
Where It Stands
With a 1-year return of 9.91%, an RSI of 72.4 signaling overbought territory, and a forward P/E of 12.7x versus the sector median of 14x, RJF sits at a modest valuation but with technical pullback risk.
Key Metrics
- RSI: 72.4 — Overbought
- Trailing P/E: 15.8x
- Forward P/E: 12.7x
- PEG Ratio: 0.66
- Earnings Growth: +0.2%
- Revenue Growth: +0.1%
- Market Cap: $34.8B
- Dividend Yield: 0.01%
- 1-Year Return: 9.91%
- 52-Week High: $182.73
- 52-Week Low: $138.82
Analyst Consensus
9 Buy · 10 Hold · 0 Sell (19 analysts)
Bull Case
Analysts expect 24.6% EPS growth next year, and at 12.7x forward earnings, that's cheap for the growth you're getting in a sector where the median P/E is 14x.
Bear Case
The RSI of 72.4 is deep in overbought territory, so a pullback to a neutral RSI could shave off recent gains and compress the P/E toward the sector median.
Catalyst to Watch
Quarterly earnings that confirm or challenge the 24.6% forward EPS growth consensus will determine if the valuation gap to peers persists.