RJF Stock Analysis — Raymond James Financial
Sector: Financials
AI Verdict
RJF trades at 13.3x next year's earnings with 11.7% EPS growth expected—cheap for the growth, if its advisor network moat keeps client assets sticky and avoids a sentiment-driven pullback.
Competitive Moat
Raymond James operates a nationwide wealth management and investment banking platform with a sticky advisor network and entrenched client relationships, making it difficult for competitors to poach high-value accounts. Its scale and integrated technology platform help retain advisors and clients, supporting consistent fee income.
Summary
RJF stands out for its advisor retention model and stable fee-based business, delivering 14.13% returns over the past year.
Where It Stands
RJF delivered a 14.13% one-year return, trades at 13.3x forward earnings versus a sector median of 14x, and its RSI of 65.6 signals elevated pullback risk.
Key Metrics
- RSI: 65.6 — Near Overbought
- Trailing P/E: 14.9x
- Forward P/E: 13.3x
- PEG Ratio: 1.20
- Earnings Growth: +0.1%
- Revenue Growth: +0.1%
- Market Cap: $30.6B
- Dividend Yield: 0.01%
- 1-Year Return: 14.13%
- 52-Week High: $177.66
- 52-Week Low: $133.89
Analyst Consensus
8 Buy · 10 Hold · 0 Sell (18 analysts)
Bull Case
With forward EPS expected to grow 11.7% and a forward P/E of 13.3x, RJF offers above-average earnings growth at a slight discount to the sector.
Bear Case
An RSI of 65.6 puts RJF near overbought territory, so a pullback to a neutral RSI could mean a 5–10% drop if sentiment cools and the P/E compresses toward the sector median.
Catalyst to Watch
Watch for quarterly advisor retention and net asset inflow updates, as any slip in these metrics could undermine the growth outlook.