SF Stock Analysis — Stifel Financial Corp.

Sector: Financials

AI Verdict

SF trades at 11.8x next year's earnings while analysts expect 45.6% EPS growth — that's cheap for the growth you're getting, and the wealth management moat makes those expectations credible.

Competitive Moat

Stifel Financial operates as a diversified investment bank and wealth management firm, leveraging deep client relationships in the middle-market segment. Its defensibility comes from a broad advisory platform and sticky client assets, which create recurring fee streams and high switching costs for clients.

Summary

SF is notable for its sharp 45.6% expected EPS growth next year, far outpacing most financial peers.

Where It Stands

SF delivered a 9.0% revenue growth last year, trades at just 11.8x forward earnings (well below the 14x sector median), and sports a trailing PEG of 0.38, signaling growth is more than priced in.

Key Metrics

Trailing P/E: 17.2x
Forward P/E: 11.8x
PEG Ratio: 0.38
Earnings Growth: +0.5%
Revenue Growth: +0.1%
Dividend Yield: 0.02%
52-Week High: $89.83
52-Week Low: $59.85

Analyst Consensus

10 Buy · 6 Hold · 0 Sell (16 analysts)

Bull Case

With analysts forecasting 45.6% EPS growth and a forward P/E of 11.8x, you're getting rapid earnings expansion at a discount to the sector.

Bear Case

If the P/E multiple reverts to the sector median of 14x after growth slows, upside may be capped, and any disappointment on that 45.6% EPS growth could trigger a derating.

Catalyst to Watch

Watch for quarterly earnings — if EPS beats the 45.6% growth consensus, the low valuation could quickly rerate upward.